Fintech Platform — Licensed — EU — B2B Payments #95

Business Overview

This is a well-established service business operating in the Productivity sector since 2020. The business generates $67,000 in annual revenue with a healthy 60% profit margin. The business monetizes through consulting and retainer contracts, serving a B2B customer base. Revenue has been +45% YoY over the past year, demonstrating sustainable growth. Key strengths include a diversified customer base with no single client exceeding 15% of revenue, established operational processes, and scalable infrastructure. The business operates with 21 employees and requires approximately 19 hours per week of owner involvement. The seller is exiting because: Owner relocating internationally Seller support includes 30 days of full-time transition support plus 60 days of email support.

Monetization

Reason for Sale

Owner relocating internationally

Growth Opportunities

International expansion via localization — EU and APAC markets showing strong demand signals. Existing customer base provides expansion runway.

Risk Factors

Competitive pressure from well-funded entrants. Market is attracting attention. Defensive moat through proprietary data and customer relationships.