Fintech Platform — Licensed — EU — B2B Payments #65

Business Overview

This is a well-established service business operating in the Productivity sector since 2023. The business generates $45,000 in monthly revenue with a healthy 67% profit margin. The business monetizes through saas subscription and api access, serving a B2B customer base. Revenue has been +30% YoY over the past year, demonstrating sustainable growth. Key strengths include a diversified customer base with no single client exceeding 15% of revenue, established operational processes, and scalable infrastructure. The business operates with 16 employees and requires approximately 19 hours per week of owner involvement. The seller is exiting because: Founder pursuing new venture in different industry Seller support includes 30 days of full-time transition support plus 60 days of email support.

Monetization

Reason for Sale

Founder pursuing new venture in different industry

Growth Opportunities

Expand into adjacent markets with existing technology stack. untapped international demand identified. Current infrastructure supports 5x current volume without major investment.

Risk Factors

Customer concentration: top 3 clients represent 45% of revenue. Diversification needed. Key person dependency — owner manages critical relationships personally.