Fintech Platform — Licensed — EU — B2B Payments #45

Business Overview

This is a well-established content business operating in the HR Tech sector since 2014. The business generates $200,000 in annual revenue with a healthy 60% profit margin. The business monetizes through marketplace fees and premium listings, serving a B2B customer base. Revenue has been +5% YoY over the past year, demonstrating sustainable growth. Key strengths include a diversified customer base with no single client exceeding 15% of revenue, established operational processes, and scalable infrastructure. The business operates with 21 employees and requires approximately 29 hours per week of owner involvement. The seller is exiting because: Partnership dissolution — amicable split Seller support includes 30 days of full-time transition support plus 60 days of email support.

Monetization

Reason for Sale

Partnership dissolution — amicable split

Growth Opportunities

Expand into adjacent markets with existing technology stack. untapped international demand identified. Current infrastructure supports 5x current volume without major investment.

Risk Factors

Customer concentration: top 3 clients represent 45% of revenue. Diversification needed. Key person dependency — owner manages critical relationships personally.